Credit Risk leading / senior analyst

·      Performing analysis, implementation and reporting of credit risks;

·      Calculation of provision based on regulatory requirements and IFRS 9;

·      Preparation daily, monthly and quarterly portfolio analysis for senior management;

·      Analysis of loan portfolio by different segments, vintage analysis, migration matrix;

·      Forecasting of portfolio at risk, automation of reports, Defining Key Risk Indicators on loan portfolio performance;

·      Analysis of the Bank's new products/limits and services for the likelihood of exposure to credit risks and making proposals for their minimization and management;

·      Identify stress scenarios on portfolios and make suggestions for applying stress testing results to the allocation of capital reserves.

·      Bachelor degree in finance, economics or other relevant field;

·      1-4 years of experience in credit risk and/or other risk related, financial management, corporate finance functions;

·      Understanding of lending process (especially in retail and micro segments);

·      Analytical skills and competence to interpret database to get logical results;

·      SQL, Python or R skills;

·      Ability to prepare and present analysis for different purposes;

·      Statistics and econometrics knowledge is advantage;

·      Knowledge of Azerbaijani and English languages.